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Minus & Associates, Inc. offers a wide array of insurance products to choose from, suited to fit all of your personal, business, and family needs. As an Independent Agency, we work for you! All plans are customizable and provide flexible payment schedules and financing options.


home insurance
Home Insurance

Homeowner’s coverage doesn’t have to be difficult to understand. Minus & Associates, Inc. home and building policies cover the following:

  • The structure of your home

  • Replacement costs

  • Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Liability


Supplemental Policies

* Vacant Properties

* Valuable Articles, jewelry, collectibles, etc.

* Flood, Fire or Natural Disaster

* Umbrella policies (additional liability)

* Home Improvement Contracts

We also offer policies for apartments (rentals), condominiums, townhomes, single-family homes and more.​

  • Motorcycle Insurance – Ride safe and insure your motorcycle.


  • Utility Vehicles – Insurance for specialty vehicles, such as dump trucks and tractor trailers

  • ​​RV and Mobile Home Insurance – Home insurance for your home-on-the-road.​


  • Boat and Watercraft Insurance – Insurance coverage on the seas and while docked.

The insurance protection you need when getting from point A to B. Choose the right insurance coverage for your car, truck, bus, van or specialty vehicle:

Auto & Truck Insurance
Life Insurance

Life insurance is a crucial step in planning for your future and the future of your loved ones.

  • Life Term Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as denoted in your customized policy.

  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change.

  • Property Insurance funds repairs or replacements for damaged physical assets when disasters like vandalism, fire, windstorms, or hail strike.​​​


  • Liability Insurance protects against financial losses resulting from claims of injury or property damage caused by you or your employees and your products or services.


  • Office building, virtual offices, and business suites. 

Get coverage that protects your business from losses due to events that may occur during the normal course of business. 

Business Insurance

All Insurance Options

  • Apartment or Condominium

  • Auto/Trucks/Buses

  • Bonding

  • Buildings

  • Church

  • Homeowners

  • Individual & Group Health

  • One Day Events: Conferences/Weddings

  • Retirement Plans

  • Security Companies

  • Small to Large Business

  • Term Life & Universal

  • Specialty Cases: High Risk, Vacant Properties, Lapse in insurances, points on your license

Special Offers

Print out and bring the flyer below to our office to receive a FREE GIFT!

  • Workers' Compensation Insurance satisfies your employees' medical needs in the event of an accident or disease and make a quick return to work possible, while removing lawsuit potential by current or former employees.


  • Bonding: Not only is it important that your business is insured, you must be bonded to give your customers the extra peace of mind when choosing your services. Bonding is mainly obtained by contractors, freelancers, and service providers.

Special Event Insurance

If you are an individual or organization holding a large scale event, often times we do not consider the benefits of special event insurance if faced with potential liability suits from spectators, contractors and/or customers. Basic insurance covers the following:

  • Damages or lost items belonging to or attached to the venue

  • Protection of deposits or payments

  • Legal defense for claims of negligence

  • Indoor or Outdoor Events

  • Extended coverage beyond the venue's general liability policy

NOTE: Special Event Insurance policies may be required by a facility depending on your contract.

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